First State Bank

First State Bank



About Us

Since 1940, First State Bank has been a locally owned bank committed to providing value-added offerings, backed by exceptional service to the local communities we serve. We do so by providing a combination of cutting edge banking products and conveniences and also employing local professionals who take the time to get to know each customer's banking needs on an individual basis.

Some of these standout services and security measures include:
Kasasa Cash® Free checking, plus rewards like interest and nationwide ATM fee refunds when simple qualifications are met.*

Kasasa Saver® Free automatic savings generator; Kasasa Saver links to your equally free Kasasa Cash account, transferring the rewards earned there to your savings every month when qualifications are met.*

Vista Club (50+) A versatile benefit program for our well-deserving customers 50 and better. Enjoy regular banking perks, plus an exciting schedule of trips and events to attend alongside other Vista Club members.

Commercial Services Streamline business operations and cut down on resources with the help of our accommodating commercial services.

Insurance Services Enjoy peace of mind knowing yourself, your family, and your assets are covered. We offer multiple insurance products to cover every aspect of your life through First State Insurance.

Trust & Investments Stay on top of your goals, long and short-term, with the help of our Trust Department.


St. Charles West 2601 Oak Street (AKA 2651 W. Main Street for GPS Users)
St. Charles East 620 E. Main Street
Geneva 323 W. State St.
Batavia West 1978 W. Wilson St.
North Aurora 75 S. Randall Rd.
Sycamore 1940 DeKalb Avenue

Rep/Contact Info

Edward P. Klemm
Vice President Commercial Lending
Steve Martin
Vice President Head of Lending, Fox Valley Region
Brian McGorty
Vice President
Ed Michels
Vice President Commercial Lending
Jill Summerhill
Vice President of Operations
Hillary Torrance
Operations Assistant Officer & Branch Manager